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Overview Payment Infrastructure and Financial Inclusion


Students Trained & Placed


Sq.Ft.of training area


Worldwide Alumni Network


Kitchen Training Facility

₹ 60 Lakhs

UP to Scholarships


Placement Assistance

International & National Internships only at 5-star Properties

One to One Corporate Mentorship

An Entrepreneurial Culture at the Campus

Attendees: FM. Fintech Batch 2019-21, FM 2018-2019 along with Dr. Jyotimoy Dasgupta and Prof. Sharad Jha

About the Speaker: Mr. Nirav Hemani has completed Engineering in IT field and has experience in IT Advisory professional for 5 years and later Working as a Mentor of WeConnect- CitizenCenter.


Mr. Atul Hemani Entrepreneur & Adviser, advising startups & SMEs to make them excel, International companies for their India entry as well as business expansion strategy. FinTech and Financial Markets students of @ITM at Kharghar had an enriching learning experience 8th November 2019,when Mr. Nirav Hemani, Founder of ‘WeConnect – CitizenCenter’ spent two hours with them. Mr. Nirav was accompanied by Mr. Atul Hemani, Mentor of WeConnect – CitizenCenter. Students were impressed with the innovative and grass-root approach taken by this organization to bring financial inclusion to all, what they called Bharat. Offering a bouquet of services spanning every-day needs like various regulatory documents for example PAN etc., to finance, travel, health care and more; delivered through local service centres, this business model is practical, promotes self employment, and allows people to serve their local needs. They also had a meeting with Dr. Lakshmi Mohan, (Director, ITM Business School Navi Mumbai) to discuss how Fintech is a potentially large market and why more professionals are needed in this space.


The speaker gave a brief knowledge of how payment infrastructure works and how it has benefited our country. With the growth of Digital Media it has become extremely important to understand how financial transactions are processed. 

It is with this initiative the payment infrastructure has given us a new whole dimension to explore opportunities and find solutions. It has motivated us to bring innovation in the payment structure of the country. 

PGDM course students of the ITM group of Institutions were honored to have Mr. Atul Hemani provides eye-opening information about the financial sector. The knowledge he imparted left students with valuable knowledge that will definitely help them in their career. He also shared with us the benefits of having a good payment infrastructure in place. 


Benefits of having a good Payment Infrastructure

Availability of Discounts

There are many offers that digital payment apps offer such as Paytm, Googlepay, and so on. This is done to provide customers with rewards, cashbacks, and also retain the customers.  

All these benefits help companies improve their cash flow and customer experience. 

Keep a track record 

Digital mode of payment helps customers maintain their payment record. Gone are the days when consumers had to go to the bank to check their balance and statements. Today everything is done online through an application. This smoothens the fund management process for companies as well as customers. 

Ease and convenience

This mode of payment is extremely convenient and easy to use. You no longer need to keep your cards, or for that matter even a wallet with you. All you need to do is keep a phone handy to manage all your transactions. 


Mr. Hemani even shared the current trends and challenges businesses are currently facing. With this he concluded by sharing many live examples and important experiences of his. The session ended on a good note, that included ample amounts of information. Students had ample questions to ask Mr. Atul Hemani. Overall it was an interactive session that surely benefited the students. 

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