Ms. Niyati Patel, Faculty Guide in The Learning Curve Academy
FINANCE GYM – an initiative by The Learning Curve Academy
The Finance GYM session was very productive, we learnt in detail about investment and returns. Recognizing our risk profile was also a learning point of us. Understanding the risk associated with the return, lead to understand the importance of diversification of portfolio. There is another term discussed, Portfolio Allocation, that always comes along the strategy concept of diversification. Different schemes like savings account, fixed deposits that are offered by banks, NBFCs and different investment instruments like bonds, debentures, mutual funds, equity shares was discussed with conclusion to how investment is more relevant than only savings. We learnt about three parameters Time, Age and Risk Tolerance that drive the asset allocation. The basic rule of investing short term money is to put into debt and long-term money is to put into equity. It was interesting to know the ways of investing in equity and how equity gives less volatile return over the period.
Being an investor, one should know how to read Fact sheet. The investment should match one’s objective, and fund fact sheet provides the holistic view of the fund, consistency in return, comparative analysis – how other funds are performing and market risks and returns involved, www.valueresearchonline.com is an online portal we can rely on for the Mutual Fund Fact sheets.
ACTIVITIES AND GAMES:
Learning was fun through activities such as solving crossword, matching the column and many more. A virtual game was played that helped to understand how to optimize the return by managing risk and diversifying the asset allocation in a portfolio. Overall, the session was interesting.
Finance forum 2018-20 would like to acknowledge the resource person Ms. Niyati Patel from The Learning Curve Academy for the interesting workshop on financial planning and a thankful gratitude is extended to Prof. Sanjay Sinha, HoD of Department of Finance, Prof. Krupesh Thakkar, Prof. Dhaval Bhatt and Prof. Geetanjali Pinto for conducting such a knowledge absorbing session. Also, thanks to the class coordinators of Nitin Nohria (Finance Batch 18-20), Mr. Gaurav Pathak and Ms. Oritri Dey; and the photography and content writing respective Mr. Abinash Patro and Ms. Ayndrila Das.