ProgramsAbout Branch Banking
AU is a dream that was started 25 years ago by Mr. Sanjay Agarwal, a merit holder Chartered Accountant and a first-generation entrepreneur.
Founded in Jaipur in 1996 as Au Financiers, a non-deposit taking Non-Banking Finance Company (NBFC), it effectively worked on funding economic growth, especially for the under-served and un-served low & middle-class individuals. For over two decades we provided secured funding to customers largely in Vehicle Loan, Business Loan and Housing Loan segments while organically spreading our geographical presence. In 2015, when RBI came out with the Small Finance Bank licensing guidelines, AU was the strongest of the 10 selected entities out of 74 applicants to receive this coveted license thanks to its strong foothold and proven track record. Au Financiers transformed into AU Small Finance Bank in April 2017 and the same year we registered a stellar listing while earning trust of renowned investors.
Today, we stand tall as a Scheduled Commercial Bank and a Fortune India 500 Company that is enabling a convenient banking experience with many industry-first initiatives. As a retail focused bank constantly innovating to make banking simple for its customers, AU Bank is now moving towards being a digitally led Bank with pan India presence.
As we grow, we continue to be farsighted and align the interest of our community at large.
Throughout our journey we have focused on solutions, completely based on our customers’ needs. Our transformation, from being a finance company to a bank, which provides a place for safe keeping which reflects many things that AU stands for:
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Inclusiveness |
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Progress for all |
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Simplicity |
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Action and urgency |
These are not just words. In fact, they are the very pillars on which AU Small Finance Bank serves You – the most important member of the AU family.
AU Small Finance bank - Bank Officer (Branch Banking)
Job Profile Details:
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Post: Bank Officer (Branch Banking) |
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Type: Permanent on the rolls of AU Small Finance Bank |
Role & Responsibility
This position is permanent and on the rolls of AU Small Finance Bank for the post of Bank Officer (Branch Banking). It is a field sales job which involves travelling within the city/local area and has the following responsibilities:
Financial Responsibilities |
Acquisition of CASA & liabilities a/c from cold calling, market reference, cross sell and selling third party products (life & health insurance, mutual funds SIPs). |
Non-Financial Responsibilities
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Responsible for implementing sales and marketing activities within a branch in order to grow the liabilities business and achievement of sales target. |
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Ensure liability acquisition targets are met by developing new relationships and leveraging existing ones within the customer base. |
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Responsible for acquiring new customers through multiple channels – campaign (in the vicinity), branch walk-ins, referrals from existing customers, through industry bodies and associations and through running industry. |
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Achieving overall numbers and value targets as per scorecard. |
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Ensuring timely opening of accounts and giving smooth on boarding experience to NTB customers. |
Compliance & Risk Responsibilities
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Understanding of KYC, AML guidelines and complying with Bank policies and guidelines for the role and responsibilities. |
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Taking the responsibility of bank’s information – No third-party info disclosure, verbal, written, soft copy, mail any way. |
The role as defined above is subject to change at the discretion of AU Small Finance Bank
Eligibility Criteria:
If you FULFILL ALL the below mentioned criteria, you will be eligible for Selection Process.
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Graduate or equivalent in any discipline, Open University candidates also can apply (MBA, BE, B. Tech not eligible) |
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Candidate Must own a smartphone |
Age:
Applicants age should be between 21 and 27 years of age (as on the date of Interview).
Experience :
0-2 years of experience in sales
Selection Process:
Applicant is required to successfully clear the Basic Maths + English test and interview round to get enrolled
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ITM Screening Round |
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Personal Interview by AU Small Finance Bank ( HR+Business) |
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Letter of Intent |
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2 week residential training @ITM Campus |
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Join AU Small Finance Bank as Bank Officer ( Branch Banking ) |
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On successful completion of 2 weeks residential training program, candidates will be absorbed by AU Small Finance Bank at an annual CTC of Rs. 2.25 L - Rs 3.00 Lac. |
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FastTrack promotion Program – Earn Incentive score >= 100 every month and qualify for the Fasttrack promotion |
Bank Officer -> Sr. Bank officer -> Relationship Officer -> Relationship Manager
BO CASA:
| Functional Roal | Urban | Core A | Core B |
|---|---|---|---|
| Bank Officer CASA | 4 Out of 6 Months | 7 Out of 9 Months | 10 out of 12 Months |
| Relationship Officer | 9 out of 12 months | NA | NA |
BO CA:
| Functional Roal | Urban | Core A | Core B |
|---|---|---|---|
| Bank Officer CASA | 4 Out of 6 Months | 7 Out of 9 Months | 10 out of 12 Months |
| Relationship Officer | 9 out of 12 months | NA | NA |
Monthly travel conveyance
| Functional Roal | Urban/Core | Amount | Condition -1 | Condition -2 |
|---|---|---|---|---|
| Bank Officer (Branch Banking) | Urban | 2000 | Meeting in CRM- Avg. meeting/day - 5 | 3 Qualified Accounts |
| Core A | 1500 | |||
| Core B | 1200 |
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Selected applicant must undergo 2 weeks of Residential training. |
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Training Fee: Rs. 20,000/- plus GST (Rupees Twenty Thousand + applicable GST charges) per candidate for Residential Training, the fee will be co-paid by AU Small Finance Bank & Candidate. |
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AU Small Finance Bank will Pay training fee Rs. 15,000/- plus GST on behalf of Candidate & Rs. 5,900/- will be paid by candidate. |