
Join the AHFL Post Graduate Program in Housing Finance (Credit)
- Focus on credit management and operations
- Classroom learning and on-the-job experience
- Opportunity for career growth within AHFL

Post Graduate Program in Relationship Management
This program focuses on building expertise in the credit function of housing finance. Graduates will be trained in areas such as credit analysis, risk management, and loan underwriting, preparing them for a career as a Branch Credit Manager.

Program Overview
The program will provide a comprehensive understanding of the credit process in housing finance, followed by practical exposure through an internship with AHFL.

Program Highlights
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1-Year program (6 months classroom + 6 months internship)
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Stipend during training and internship
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Employment offer as Branch Credit Manager with a fixed CTC of Rs. 3,50,000/-
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Pathway to ITM University’s MBA program after completion

Program Structure
Eligibility
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Graduates with 50% aggregate
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Age limit: 27 years or below
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Indian Nationals
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Fresh graduates or those with up to 2 years of experience

Selection process
- ITM Screening followed by an aptitude test/span>
- Business Interview and HR Interview by AHFL
- Final Selection
Roles & Responsibilities
- Assess creditworthiness of potential borrowers
- Review loan applications and make recommendations
- Ensure compliance with regulatory and internal credit policies
- Provide guidance on risk management and loan underwriting

Payment Process/ Loan Support/Fee Structure
- Program Fee: Rs. 2,90,000/- (all-inclusive)
- Loan assistance available for eligible candidates

Start Your Career in Housing Finance Credit Management
FAQS
About ITM Skills Academy
ITM Skills Academy, established in 2012, bridges the gap between student aspirations and industry needs by offering tailored training programs. The academy collaborates with various industries to design programs that prepare students for the workforce, providing end-to-end solutions from talent acquisition to deployment across sectors.
The academy follows a "Source-Train-Deploy" model, which includes recruiting candidates based on client specifications, providing residential training at multiple centers across India, and deploying trained professionals directly into the workforce. ITM works closely with employers to ensure training aligns with job requirements, ensuring the candidates are industry-ready.
Part of the ITM Group of Institutions, which has over 33 years of experience in higher education and skill development, ITM Skills Academy benefits from a legacy of success. The group also operates well-known institutions like ITM Business School and ITM Institute of Hotel Management, enhancing its ability to provide innovative training and employability-focused programs.